February 2020 Update

February has been a month of good and bad news. The bad news, we missed our monthly savings goal again. The good news, one half of Team FIRE Bear got a promotion and subsequent pay rise. As the stock market continued to explode and hit even more record highs, we took the decision to invest … Continue reading February 2020 Update

January 2020 Update

Happy New Year everyone! We are back and well rested, ready to smash another year of saving and investing. As we mentioned in our December Update, we have set ourselves the ambitious target of saving £40,000 in 2020. What this means in reality is that we need to save/invest an average of £3,333 per month … Continue reading January 2020 Update

Q4 2019 Portfolio Update

As we conclude and round off 2019, it safe to say that it was a year of two halves. The first half of the year we shifted our money from cash into global Vanguard funds whilst the global market was experiencing explosive growth. Our portfolio performance in the second half of the year was much … Continue reading Q4 2019 Portfolio Update

December 2019 Update

December 2019 was the final month of our first proper year investing and we ended it with a total portfolio value of just over £106k, growing by a total of £42,500. Our goal in 2019 was to dramatically increase our portfolio value and kick start our journey to retirement. We set ourselves the ambitious goal … Continue reading December 2019 Update

Our surprise €900 gas bill

This story all goes back to twelve months ago when our twenty-five year old boiler broke down in the middle of winter. Thankfully after just a few days our landlord arranged for a plumber to install a new boiler and bring our heating system into the twenty-first century. Once the system was up and running … Continue reading Our surprise €900 gas bill